What if your clients could switch to a different Harvard Pilgrim Plan that offered more benefits but still provided the option to return to their current Medicare Supplement plan at the same rate band (based on original issue age)?
What is the Age Rate Guarantee?
The Age Rate Guarantee is an opportunity for your clients to try StrideSM (HMO) Medicare Advantage Plan with the peace of mind of knowing they can return to their Medicare Supplement plan:
- With Harvard Pilgrim’s Age Rate Guarantee your clients can enroll in a StrideSM (HMO) Medicare Advantage plan with the option to change back to a Harvard Pilgrim Medicare Supplement plan within a one year period, if they are not satisfied.
- If your client chooses to go back to a Harvard Pilgrim Medicare Supplement plan, they rejoin at the issue age they enjoyed prior to joining the StrideSM (HMO) plan.
- (You may know that New Hampshire determines premium amounts for Medicare Supplement policies based on your age at the time the policy is issued hence the term “issue age rate”).
StrideSM (HMO) offers more benefits
Why switch to StrideSM (HMO)? Because with StrideSM (HMO), your clients receive more benefits than both Original Medicare and their Medicare Supplement policy combined, including:
- $0 routine care and wellness visits
- No referrals
- No Part D Deductible for your medications
- Annual Wallet Benefit ranging from $325*- $520* to use towards health and wellness expenses such as a fitness tracker, fitness membership, eyewear, acupuncture visits, massage therapy, chiropractic care, holistic medicine and more.
- Annual allowance for over-the-counter products ranging from $100*- $ $300* to spend on products like: Cough and cold medicine, aspirin, acetaminophen, first aid supplies, vitamins, and more.
- Coverage for hearing aids and batteries
- Dental coverage ranging from $500* – $1,200* annually towards preventive and restorative dental services including cleanings, exams, dental X-rays, fillings, crowns, dentures, denture repair, and more. See the dentist of your choice (no network), submit for the reimbursement and receive the amount allowed on your plan.
If you have any questions, please contact Medicare Broker support.
Medicare Broker support:
Email: medicarebrokersupport@point32health.org
Call: 1-833-984-2387
1 Excludes US territories, e.g. Puerto Rico and U.S Virgin Islands.
*Coverage amount may vary based on the Stride℠ (HMO) plan selected.