If you have clients that express interest in the StrideSM (HMO) Medicare Advantage plan from Harvard Pilgrim, but are hesitant to leave a Medicare Supplement plan for fear of losing their issue age rate, Harvard Pilgrim’s Age Rate Guarantee provides an easy solution.
The Age Rate Guarantee allows your clients to enroll into a StrideSM (HMO) Medicare Advantage plan with the option to return to a Harvard Pilgrim Medicare Supplement plan if they are not satisfied within one year.
Why switch to the StrideSM (HMO) Medicare Advantage Plan?
Your clients receive more benefits than Original Medicare, including:
- 4 plan options, with Part D prescription drug coverage, including the Choice Rx (HMO-POS), a plan that provides the flexibility to go outside the StrideSM (HMO) network1 for outpatient medical services nationwide
- Routine care and wellness visits
- An annual Wallet Benefit ranging from $250*- $400* to help cover qualified health and wellness expenses such as a fitness tracker, fitness membership, eyewear, acupuncture visits, massage therapy and more
- An annual allowance for over-the-counter products ranging from $150*- $250*
- Coverage for hearing aids and batteries
- Dental coverage with up to $1000 annual reimbursement towards preventive and comprehensive services including: cleanings and exams, dental X-rays, crowns, fillings and other restorative services. $0 copays, no network and no deductible.
In addition, the StrideSM (HMO) network includes thousands of primary care providers and specialists across New Hampshire, Massachusetts and Maine, including every hospital in New Hampshire.
The Provider and Pharmacy Directory can be found at www.hpforlife.org
If StrideSM (HMO) isn’t a good fit – it’s easy to go back
If your clients choose to go back to a Medicare Supplement plan, they can enroll in a Harvard Pilgrim Medicare Supplement plan without filling out a medical questionnaire (guaranteed issue) at the issue age they enjoyed prior to joining the StrideSM (HMO) plan. Brokers must follow the process to submit applications.
If you have any questions, please contact Medicare Broker support:
Email: medicarebrokersupport@point32health.org
Call: 1-833-984-2387.
1 Excludes US territories, e.g. Puerto Rico and U.S Virgin Islands.
*Coverage amount may vary based on the Stride℠ (HMO) plan selected.