A Healthier You: How to Use Your Health Plan as a Catalyst

Published January 2024

If you made a resolution or set personal goals for 2024, you’re not alone. According to a recent Forbes survey, some of the most common resolutions Americans made for this year included improving physical health, personal finances and mental health.

The good news for resolution makers? Achieving and sticking to your goals doesn’t need to be a solo journey. Here we’ll explore how your health plan may be able to support you in improving your whole health and well-being.

Financial well-being means peace of mind

In 2024, Americans are prioritizing finances–saving more, spending less and paying off debts. Health savings accounts (HSAs), offered through qualified high-deductible health plans, allow members to save untaxed money to put toward medical expenses or compound by investing. And balances roll over year after year, even if you switch employers. Harvard Pilgrim members also have access to tools for estimating and comparing care costs so you can make better informed financial decisions when it comes to care.

Mental health support at your fingertips

Harvard Pilgrim Health Care offers flexible options that enable members to prioritize their mental health with an approach that works best for them. Behavioral Health Service Navigators are available to help find local mental health providers, schedule timely appointments and guide members toward appropriate programs and services. Additionally, through Doctor On Demand, members can build relationships with licensed mental health professionals that fit their needs and schedule, and virtual self-care programs provide access to therapists who help customize and guide your wellness journey.

And since the average American spends more time working during waking hours than any other activity, it’s important for people to prioritize their mental health in your workplace too. Setting healthy boundaries and communicating them to managers and teams can help you maintain control and create better work-life balance.

Reimbursements for staying healthy

A membership to a physical gym or virtual fitness classes can each help you get healthier–and both may be eligible for fitness reimbursements. From gym memberships and group fitness classes to indoor rock climbing and personal training, there are a variety of activities eligible for reimbursement. And for those interested in the convenience of a virtual fitness class or wellness webinar, Harvard Pilgrim offers no-cost, virtual Living Well classes, for members and non-members alike, making it affordable and convenient to prioritize your well-being and switch up your routine.

Resolving to live healthier is an admirable – and very beneficial – goal. Make sure you get the support you need to be successful. And while this support can come from loved ones, don’t overlook all the ways your health plan can help you reach your goals along this journey to better health.

To confirm eligibility for any programs or services mentioned in this article as it relates to your specific health plan, please reach out to your account executive or HR benefits team. You may also speak to our member services team at (888)-333-4742 or by sending a secure email. And for plan details and other member resources, log in to the member portal.