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PPO OOA

2025 plan information

How this plan works

  • You have access to the full Harvard Pilgrim network
  • Network consists of in-network (full Harvard Pilgrim network) and out-of-network benefits
  • You are not required to choose a PCP, but we recommend that our members choose one. A PCP provides most of your routine care and can recommend that you see other doctors or practitioners when you have a specific health issue or illness.
  • The plan also covers out-of-network services, with deductible and coinsurance
  • This plan is available for members who are truly OOA (live outside New England)

Find a provider

Union plans

Summary of Benefits & Coverage 15

Schedule of Benefits – SEIU and CCHC UGSOA OOA

Summary of Benefits & Coverage 21

Schedule of Benefits – MNA OOA

Summary of Benefits & Coverage 24

Schedule of Benefits – FH UGSOA OOA

Non-union plans

Summary of Benefits & Coverage 7

Schedule of Benefits – CDHP OOA

Summary of Benefits & Coverage 8

Schedule of Benefits – OOA

For more information about your new benefits, including estimating your out-of-pocket costs and more, contact our SmartStart team at SmartStart@harvardpilgrim.org or call them at 866-874-0817.


View 2024 benefit information